UMR Insurance Rehab Coverage in Denver, CO
True North Recovery Services accepts UMR — a UnitedHealthcare company that administers self-funded employer health plans — for addiction and mental health treatment in Denver. If your employer’s plan is administered by UMR, your behavioral health benefits may cover outpatient rehab at True North.
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Does UMR Cover Addiction Treatment?
UMR is a third-party administrator (TPA) and subsidiary of UnitedHealthcare that manages self-funded employer health plans for organizations across the country. Unlike traditional insurance, self-funded plans mean your employer bears the financial risk of claims — with UMR handling day-to-day administration, claims processing, and provider network management.
Because each employer designs their own UMR plan, benefit structures vary significantly. However, most employer plans administered by UMR are required under federal law to include behavioral health benefits for substance use disorder and mental health treatment, at the same level as medical benefits. True North Recovery Services works directly with UMR to verify your specific plan’s coverage.
Addiction Treatment Programs UMR Covers at True North
Depending on your employer’s UMR plan, the following programs at True North may be covered:
PHP provides intensive, structured programming five days per week. Most UMR-administered employer plans that include behavioral health benefits cover PHP for medically necessary substance use disorder treatment.
IOP meets multiple days per week and integrates evidence-based therapy with Exercise Physiology. IOP is commonly covered under UMR employer plans with behavioral health benefits.
A nature-integrated IOP track combining somatic therapy with outdoor programming and structured group work. Covered as IOP under qualifying UMR plans.
Standard outpatient individual and group counseling for ongoing recovery. UMR plans regularly cover outpatient behavioral health services.
How to Verify Your UMR Benefits
Call or Text Us
Reach us at (720) 271-3639. Have your UMR member ID card available.
We Verify with UMR
Our team contacts UMR directly to confirm your specific employer plan's behavioral health benefits, deductible, copay, and authorization requirements.
Clear Cost Breakdown
We explain exactly what's covered and what you'll be expected to pay — before you make any commitment.
Start the Same Day
With authorization confirmed, many clients are able to begin the same day they first contact us.
Still thinking about it?
That’s okay. Most people visit a few times before reaching out. When you’re ready — even just to ask a question — we’re here. No pressure. No commitment. Just a conversation.
We Accept Most Major Insurances
Why Choose True North Recovery Services?
UMR plan benefits vary by employer, which is exactly why you need an experienced admissions team in your corner. True North has navigated countless employer-sponsored plan verifications and knows how to confirm your benefits quickly and accurately so care can begin without unnecessary delays.
- PHP, IOP, Trailhead IOP, and Outpatient levels of care
- Co-occurring addiction and mental health treatment
- Movement-integrated care including Exercise Physiology
- Same-day admits and walk-ins welcomed
- Experienced with UMR employer plan verification
If you or someone you love needs addiction or mental health treatment in Denver and you’re covered by Aetna, True North Recovery Services is here to help.
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UMR is a third-party administrator (TPA) and UnitedHealthcare subsidiary that manages self-funded employer health plans. If your insurance card says UMR, your employer has designed your health benefits with UMR handling the administration.
Most UMR-administered plans include behavioral health benefits covering substance use disorder treatment. Because each employer plan is unique, coverage levels vary — our team verifies your specific plan at no cost.
UMR uses UnitedHealthcare’s provider networks. Our admissions team confirms your specific plan’s in-network status and any out-of-network benefits that may apply.
Your health information is protected by HIPAA. UMR processes claims confidentially, and your employer does not receive information about the specific services you accessed.
UMR plans are employer-designed, which means benefit structures vary even between employees at the same company depending on the plan tier they’ve selected. Our team verifies your individual plan, not a general employer template.